Guides for companies that earn, hold and pay in more than one currency: what each payment rail costs, how verification works, how to pay people abroad, and where stablecoins fit.
AccountsMercury is built for US companies, and its rules say so. If your company is registered in London, Dubai, Singapore or Lagos, you can still get US account details in its own name, without a Delaware filing.
StablecoinsA stablecoin is a digital dollar that moves on a blockchain. That one sentence leaves a finance team with ten questions. Here are the answers, without the jargon.
OperationsGusto and QuickBooks were built for US payroll. Both can reach some contractors abroad, with limits. Here is what each does and where the gaps are.
AccountsForming a UK Ltd from abroad takes a day. Banking it is harder. Here is why, and the routes that work for non-resident directors.
AccountsA multi-currency account lets a company receive, hold and pay in several currencies from one place. They are not all built the same way, and the differences decide what you pay on every payment.
AccountsAnyone can form a UK limited company, wherever they live. Since November 2025, directors must verify their identity first. Here is the full process.
PaymentsBrazil's Pix moves reais in seconds, any time. Getting money into reais from abroad follows stricter rules. Here is how both sides work for a business.
ComplianceFounders often start by receiving client payments into a personal account. Providers notice. Here is why it causes trouble, and when to move to a business account.
OperationsA remittance advice tells a supplier which invoices a payment covers. Without one, a lump sum arrives and someone spends an afternoon working out what it was for.
OperationsNet 30 means the client has 30 days to pay. Here is how to set terms, what the law allows in the EU and UK, and how to stop 30 days becoming 60.
ComplianceEvery business account starts with verification. Knowing what the reviewer needs, and why, is the difference between a decision in days and a month of follow-up emails.
OperationsA bulk payment turns one file into many payments. Across countries, each line can travel on a different rail. Here is how it works and how to keep it safe.
PaymentsA US bank cannot send a SEPA transfer. A company anywhere can, if it holds EUR details on the SEPA network. Here is how that works.
StablecoinsBoth are dollar stablecoins, and both settle in seconds. They differ in who issues them, how reserves are reported and where regulators accept them. For most companies the answer is to hold one and accept both.
PaymentsEvery currency conversion has a cost, even when the fee line says zero. It is the gap between your rate and the mid-market rate. Here is how to measure it.
OperationsIf you earn in one currency and spend in another, exchange rates move your profit without you doing anything. Here is how small businesses keep that under control.
PaymentsIn Kenya, money moves between banks on PesaLink and between people on M-Pesa. For companies paying Kenyan teams, both matter. Here is how they work.
PaymentsPayPal is easy for clients and expensive for you. On an international payment, three fees can apply before the money reaches your bank. Here they are.
PaymentsThe fee printed on a transfer is usually the smaller part of its cost. The bigger part is inside the exchange rate. Here is how to find it, and how to compare providers on one number.
PaymentsSince October 2025, euro payments in the EU can arrive in seconds, and payers see a warning if your name does not match your IBAN. Here is what to check on your side.
Every article is researched against primary sources: the regulation, the scheme rulebook or the provider’s own documentation. Each one lists them at the end.
Subscribe via RSSRashidatou writes Rivet's guides to how money moves between countries: the payment rails, what each one costs, and the account details a company needs to get paid in another currency. Every figure in Rashidatou's articles is traced to the scheme rulebook, the regulator or the provider's published price list, and those sources are listed at the end.
William covers what happens once a company starts moving money: getting the business verified, paying contractors and suppliers abroad, and keeping card spend under control. William writes for the founder or finance lead who has to make it work this week, and links every rule cited to the text it comes from.
Bank accounts in USD, EUR and GBP, cards with a limit on each, and payouts on local rails. Starter is free.
