A USD bank account in your company’s name.

US details your clients can pay by ACH or wire, issued to your company whether or not it is based in the US. Free to open on Starter.

USUSDExample
Account name
Alvor Studio Lda
Routing number
••••• 3150
Account number
•••• 4792

Northwind GmbHACH+$12,400.00

What is a USD bank account for a business?

A USD business account gives a company US details: a routing number and an account number in its own name. With Rivet, US clients pay by ACH or wire as they would pay any American supplier, and the dollars land in a USD balance. It is on every plan, including the free Starter plan, after verification.

What each line does

  1. Account name

    Your registered company name. It is the name the payer sees.

  2. Routing number

    Nine digits that identify the US bank. ACH and wires can use different ones, so copy each from your dashboard.

  3. Account number

    Yours alone. It goes on your invoice next to the routing number.

How clients pay you

To a US client this is an ordinary domestic payment, so there is no international wire to set up.

  • ACHOne to three banking daysRegular invoices and retainers
  • Same-day ACHThe same banking day, before the cut-offWhen the client’s bank offers it
  • US wireThe same day on business daysLarge or urgent payments

Who it suits

  • Bill in dollars and hand the client details they already know how to pay. They skip an international wire, and you skip the fees taken along the way.

  • Keep client income in USD and spend it in USD, so nothing converts in the middle.

  • The account belongs to the company, so its owners do not have to live in the US.

From Starter

$0 a month

The USD account is on every plan. FX applies only when you convert, from 0.80% on Starter.

Regulated partner institutions hold the funds.

FAQ

Yes, through a registered company. The company must be registered in a country we support, and everyone owning 25% or more is verified with ID and proof of address.

Your company name, the routing number and the account number. Copy them from the dashboard, because the routing numbers for ACH and for wires can differ.

Yes. Convert between balances when you choose, with the rate and fee on screen before you confirm. The margin starts at 0.80% on Starter.

Rivet is a financial technology platform, not a bank. Regulated partner institutions hold and move the funds, and to the person paying you the details work like any others.

You apply in about 15 minutes. We verify the company before the account opens, and the verdict comes within 3 business days.

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Global

USD, EUR, GBP and 22 more currencies in the account. Payouts go to 120+ countries on the local rail.

Any hour

You can convert currencies and settle on-chain at any hour, including when banks are closed.

Rivet is a financial technology platform, not a bank. Regulated partner institutions provide the accounts, payment services and cards, under their own terms and eligibility rules. Those institutions hold and move the funds. The money is not pooled on our balance sheet.

The names and logos of Amazon, Meta, Visa, Google Play, App Store, Swift, SEPA, Faster Payments, Circle, Tether and others are trademarks of their owners. We show them so you can tell which network a payment settles on. Rivet is not affiliated with, endorsed by, or sponsored by these companies. Digital assets are not deposits, are not legal tender, and may lose value. Products and services are not available in all jurisdictions.

Money transmission services are provided by Bivo Inc. (NMLS 2572288).

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