A EUR bank account in your company’s name.

An IBAN your European clients can pay by SEPA or SEPA Instant, issued to your company wherever it is based. Available from Growth.

EUEURExample
Account name
Alvor Studio Lda
IBAN
•••• •••• •••• 3000
BIC
•••••••• XXX

Halden Studio LtdSEPA Instant+€9,230.00

What is a EUR bank account for a business?

A EUR business account gives a company an IBAN in its own name. With Rivet, clients across the SEPA zone pay it by SEPA or SEPA Instant, and the euros land in a EUR balance, ready to hold, convert or pay out. It is available from the Growth plan, after verification.

What each line does

  1. Account name

    Your registered company name, exactly as it should read on the client’s side. Euro-area banks check it.

  2. IBAN

    The one number a European payer needs. It carries the country, the bank and the account.

  3. BIC

    Identifies the bank. Many SEPA payments no longer ask for it, but it does no harm on the invoice.

How clients pay you

One IBAN reaches clients across the SEPA zone, and every payment arrives in a EUR balance.

  • SEPA InstantSeconds, around the clockWhen the client’s bank sends it, weekends included
  • SEPAOne to two banking daysRegular supplier payments

Who it suits

  • Invoice in euro and let the client pay as they would pay a local supplier, with your company as the payee.

  • Collect euro in one balance instead of converting each payout into another currency on arrival.

  • Hold euro where it was earned and pay sellers from the same balance on SEPA.

From Growth

$200 a month

Growth adds EUR and GBP accounts beside USD, physical cards and lower fees. FX from 0.50%.

Regulated partner institutions hold the funds.

FAQ

No. The account belongs to a registered company in a country we support, and its owners do not have to live in the EU. Everyone owning 25% or more is verified with ID and proof of address.

Yes. To the payer it is an ordinary IBAN, paid by SEPA or SEPA Instant with your company as the payee.

Since 9 October 2025 euro-area banks have had to offer a check that compares the name entered with the name on the account. Give clients your registered company name as it appears in your details.

Rivet is a financial technology platform, not a bank. Regulated partner institutions hold and move the funds, and to the person paying you the details work like any others.

You apply in about 15 minutes. We verify the company before the account opens, and the verdict comes within 3 business days.

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Global

USD, EUR, GBP and 22 more currencies in the account. Payouts go to 120+ countries on the local rail.

Any hour

You can convert currencies and settle on-chain at any hour, including when banks are closed.

Rivet is a financial technology platform, not a bank. Regulated partner institutions provide the accounts, payment services and cards, under their own terms and eligibility rules. Those institutions hold and move the funds. The money is not pooled on our balance sheet.

The names and logos of Amazon, Meta, Visa, Google Play, App Store, Swift, SEPA, Faster Payments, Circle, Tether and others are trademarks of their owners. We show them so you can tell which network a payment settles on. Rivet is not affiliated with, endorsed by, or sponsored by these companies. Digital assets are not deposits, are not legal tender, and may lose value. Products and services are not available in all jurisdictions.

Money transmission services are provided by Bivo Inc. (NMLS 2572288).

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