Source: https://rivet.global/usd-bank-account
Last updated: 2026-11-06

# A USD bank account in your company’s name.

US details your clients can pay by ACH or wire, issued to your company whether or not it is based in the US. Free to open on Starter.

[Open an account for free Open free account](https://app.rivet.global/register) [Talk to sales](https://rivet.global/talk-to-sales)

USD Example

Account name

Alvor Studio Lda

Routing number

••••• 3150

Account number

•••• 4792

Northwind GmbHACH+$12,400.00

## What is a USD bank account for a business?

A USD business account gives a company US details: a routing number and an account number in its own name. With Rivet, US clients pay by ACH or wire as they would pay any American supplier, and the dollars land in a USD balance. It is on every plan, including the free Starter plan, after verification.

Updated November 2026

## What each line does

### Account name

Your registered company name. It is the name the payer sees.

### Routing number

Nine digits that identify the US bank. ACH and wires can use different ones, so copy each from your dashboard.

### Account number

Yours alone. It goes on your invoice next to the routing number.

## How clients pay you

To a US client this is an ordinary domestic payment, so there is no international wire to set up.

- ACH One to three banking days Regular invoices and retainers

- Same-day ACH The same banking day, before the cut-off When the client’s bank offers it

- US wire The same day on business days Large or urgent payments

## Who it suits

Bill in dollars and hand the client details they already know how to pay. They skip an international wire, and you skip the fees taken along the way.

Keep client income in USD and spend it in USD, so nothing converts in the middle.

The account belongs to the company, so its owners do not have to live in the US.

From Starter

$0 a month

The USD account is on every plan. FX applies only when you convert, from 0.80% on Starter.

## Get paid in dollars by ACH and wire.

Regulated partner institutions hold the funds.

[Get started for free](https://app.rivet.global/register) [Let's talk](https://rivet.global/contact)

FAQ

## Questions about USD accounts

Yes, through a registered company. The company must be registered in a country we support, and everyone owning 25% or more is verified with ID and proof of address.

Your company name, the routing number and the account number. Copy them from the dashboard, because the routing numbers for ACH and for wires can differ.

Yes. Convert between balances when you choose, with the rate and fee on screen before you confirm. The margin starts at 0.80% on Starter.

Rivet is a financial technology platform, not a bank. Regulated partner institutions hold and move the funds, and to the person paying you the details work like any others.

You apply in about 15 minutes. We verify the company before the account opens, and the verdict comes within 3 business days.

## Questions

### Can a company outside the US open a USD account?

Yes, through a registered company. The company must be registered in a country we support, and everyone owning 25% or more is verified with ID and proof of address.

### What do I put on an invoice?

Your company name, the routing number and the account number. Copy them from the dashboard, because the routing numbers for ACH and for wires can differ.

### Can I convert USD to EUR or USDC?

Yes. Convert between balances when you choose, with the rate and fee on screen before you confirm. The margin starts at 0.80% on Starter.

### Is this a bank account?

Rivet is a financial technology platform, not a bank. Regulated partner institutions hold and move the funds, and to the person paying you the details work like any others.

### How long does it take to open?

You apply in about 15 minutes. We verify the company before the account opens, and the verdict comes within 3 business days.