Source: https://rivet.global/blog/statrys-vs-airwallex
Published: 2026-07-25 · Updated: 2026-11-05 · By Alexia M.

# Statrys vs Airwallex for a Hong Kong or Asia-based company

Statrys vs Airwallex compared on monthly fees, FX, SWIFT costs and cards for companies in Hong Kong and Asia, with a third option for USD and stablecoins.

## Key takeaways

- Statrys has no monthly fee on its business account and publishes FX from 0.1% for 11 major currencies, including HKD, USD, CNY and EUR.
- Statrys charges HK$85 to send and HK$60 to collect a SWIFT payment, and 1.99% on non-HKD card spend.
- Airwallex charges 0.5% on major currencies and 1% on others, and offers collection accounts in 20+ currencies plus bill pay and approvals.
- Neither offers stablecoins. Rivet holds USDC and USDT, and on Scale adds HKD account details next to USD, EUR, GBP and CAD.

Statrys's pricing page lists FX "from 0.1%" on 11 major currencies, and "from 0.15%" on seven others including INR, KRW and VND. Airwallex lists 0.5% above interbank for majors and 1% for the rest. On a 100,000 USD conversion that is 100 USD against 500 USD at the starting rates.

The comparison does not end there, because the two accounts do different jobs. Figures are from each provider's pricing page, read in November 2026; Airwallex's are from its UK list.

## Side by side

| | Statrys (Hong Kong) | Airwallex |
|---|---|---|
| Monthly fee | Free | Explore £0 or £19 (UK); Grow £49 |
| Account currencies | 11 (HKD, USD, EUR, CNY, GBP, SGD, JPY, AUD, CHF, NZD, CAD) | 20+ with local details |
| FX | from 0.1% majors, from 0.15% others | 0.5% majors, 1% others |
| SWIFT out | HK$85 | £10 to £20 (UK) |
| SWIFT in | HK$60 | Varies |
| Local EUR and GBP | Free to collect and send | Free domestic EUR, GBP, CHF (UK) |
| Card, non-HKD spend | 1.99% | Multi-currency, no international fees on balances |
| Spend tools | Basic | Bill pay, approvals, expense rules |
| Stablecoins | No | No |

## Pick Statrys if

You run a Hong Kong trading company that converts often between majors, pays by SWIFT and wants a named account manager. Its rates are among the lowest published for this use.

## Pick Airwallex if

You need collection accounts in many currencies, cards for staff with controls, and bill pay. Its card avoids the 1.99% Statrys charges on non-HKD spend.

## Where Rivet fits

For an Asia-based company billing US or European clients, Rivet gives USD account details in the company's name on the free Starter plan, EUR and GBP on Growth, and HKD and CAD on Scale, with 20 more currencies to hold and convert. It adds USDC and USDT ramps, which many Asia-based exporters and Web3 companies need. Statrys's published FX is lower than Rivet Scale's from 0.30%, so a company that only converts may pay less there. See our [HKD business account guide](/blog/hkd-business-account). Rivet is not a bank; regulated partner institutions hold client funds.

## Questions

### Is Statrys cheaper than Airwallex?

On conversion, Statrys's published rate from 0.1% for major currencies is lower than Airwallex's 0.5%. Airwallex has free domestic transfers in several currencies and more spend tools. For a company that mostly converts and sends SWIFT, Statrys usually costs less.

### Can a non-resident open a Statrys account?

Statrys says it serves business owners from 70+ countries. The prices in this article are for its Hong Kong business account, and approval depends on its checks.

### Which one handles USDC?

Neither. Rivet supports USDC and USDT deposits and withdrawals on every plan.