Source: https://rivet.global/blog/revolut-business-vs-airwallex
Published: 2026-09-04 · Updated: 2026-11-05 · By Alexia M.

# Revolut Business vs Airwallex: plans, FX allowances and cards

Revolut Business vs Airwallex compared on monthly plans, FX allowances, transfer fees and cards from their UK price lists, with worked examples.

## Key takeaways

- Revolut Business plans in the UK cost £10, £30 and £90 a month, with interbank FX allowances of £1,000, £15,000 and £60,000. Above the allowance the fee is 0.6%, and 1% outside market hours.
- Airwallex charges 0.5% on major currencies and 1% on others, with Explore at £0 or £19 a month and Grow at £49.
- Revolut's plans include a set number of free international transfers (0, 5 or 25) and then charge £5 each. Airwallex charges £10 to £20 per SWIFT transfer.
- Neither handles stablecoins. Rivet includes USDC and USDT on every plan.

A UK company converting £20,000 a month on Revolut Business's Grow plan pays nothing on the first £15,000, which converts at the interbank rate. The remaining £5,000 costs 0.6%: £30. On Airwallex, the whole £20,000 costs 0.5%: £100.

Raise the amount to £100,000 and the picture flips. On Revolut Grow, £85,000 is over the allowance: £510. On Airwallex it is £500. Revolut's Scale plan, with a £60,000 allowance, costs £240 in FX plus £90 for the plan.

Prices are from each provider's UK page, read in November 2026, and assume weekday conversions in major currencies.

## Side by side

| | Revolut Business (UK) | Airwallex (UK) |
|---|---|---|
| Plans | Basic £10, Grow £30, Scale £90 a month | Explore £0 or £19, Grow £49 |
| Interbank FX allowance | £1,000 / £15,000 / £60,000 | None |
| FX after allowance | 0.6%; 1% outside market hours | 0.5% majors, 1% others |
| International transfers | 0 / 5 / 25 free, then £5 | £10 to £20 SWIFT; local to 120+ countries |
| Local transfers | 10 / 100 / 1,000 free, then £0.20 | Free domestic EUR, GBP, CHF |
| Currencies | 25+ | 20+ with local details |
| Cards | Up to 50 virtual per team member | 10 or 50 company cards |
| Stablecoins | No | No |

## Pick Revolut if

Your conversion volume sits under a plan's allowance, your team is mostly in the UK and Europe, and you like spending from one app.

## Pick Airwallex if

You convert more than your Revolut allowance would cover, send many local transfers across countries, or need bill pay with approvals.

## Where Rivet fits

Rivet adds what neither has: USDC and USDT in the same account as USD, EUR and GBP details in your company's name. On Growth ($200 a month) FX starts at 0.50%, level with Airwallex on majors, payouts cost $1 each to 120+ countries, and up to 10 team members get roles and approvals. For a small UK team converting under £15,000 a month, Revolut Grow will cost less. See [Revolut Business alternatives](/blog/revolut-business-alternatives) and [Airwallex alternatives](/blog/airwallex-alternatives). Rivet is not a bank; regulated partner institutions hold client funds.

## Questions

### Which is cheaper for currency exchange, Revolut Business or Airwallex?

If you convert less than your Revolut plan's allowance, Revolut is cheaper, since that amount converts at the interbank rate. Above it, Revolut charges 0.6% against Airwallex's 0.5% on major currencies. At weekends Revolut charges 1%.

### Does Revolut Business charge for international transfers?

Plans include 0, 5 or 25 free international transfers a month on Basic, Grow and Scale. After that a £5 fee applies, with other fees for SWIFT OUR transfers.

### Which has better cards?

Both offer virtual and physical corporate cards with controls. Revolut includes up to 50 virtual cards per team member. Airwallex includes 10 company cards on Explore and 50 on Grow, with per-user fees for spend users.