Source: https://rivet.global/blog/best-business-account-for-stablecoins
Published: 2026-08-06 · Updated: 2026-11-05 · By Rashidatou K.

# The best business accounts for USDC and USDT in 2026

Which business accounts let a company hold, receive and send USDC and USDT beside dollars and euros, and what to check before you open one.

## Key takeaways

- Wise Business, Airwallex, WorldFirst and Revolut Business's UK price lists do not offer business stablecoin accounts. Payset offers crypto through a group company, not to UK companies.
- A stablecoin business account should hold USDC and USDT next to fiat, show the conversion rate before you confirm, and support the networks your counterparties use.
- Rivet supports USDC and USDT deposits and withdrawals on six networks on every plan, including the free Starter plan, beside USD details in your company's name.
- Rules differ by country. In markets with capital controls, local law decides whether a locally registered company may hold value in stablecoins.

Search the price lists of Wise Business, Airwallex, WorldFirst and Revolut Business in the UK and you will not find a USDC line. Payset lists crypto exchange through a separately licensed group company, not available to UK residents or UK companies. For a company paid in stablecoins, that usually means a second account at an exchange, and money moving between the two.

Price lists were read in November 2026.

## What a company needs from a stablecoin account

**Both major coins.** Clients and suppliers use USDC and USDT. An account that holds one forces conversions you did not plan.

**The right networks.** A transfer sent on the wrong network does not arrive. The account should list the networks it accepts and check before sending. Our guide to [USDT and USDC networks and fees](/blog/usdt-usdc-networks-and-fees) covers the differences.

**A shown rate.** Converting USDC to dollars should show the rate and fee before you confirm.

**A bank exit.** You need to pay suppliers and staff who want bank money. See [how to move USDT or USDC to a bank account](/blog/usdt-usdc-to-bank-account).

**Clean records.** Statements that show each on-chain transfer next to bank transfers save your accountant hours.

## Who offers what

| | Holds USDC/USDT | Fiat account details | Monthly |
|---|---|---|---|
| Wise Business | No | 22 currencies | £0 |
| Airwallex | No | 20+ currencies | £0 to £49 |
| WorldFirst | No | 20+ currencies | £0 |
| Payset | Via group company, not UK | 35 currencies | €100+ |
| Crypto exchange business account | Yes | Usually limited | Varies |
| Rivet | Yes, six networks | USD; EUR, GBP on Growth | $0 to $500 |

## How Rivet handles it

Rivet puts USDC and USDT next to USD, EUR and GBP in one company account. Every plan includes stablecoin deposits and withdrawals, including the free Starter plan with USD details in your company's name and unlimited virtual cards. Convert at a rate shown before you confirm, then pay out to bank accounts in 120+ countries. See the [on-ramp](/on-ramp) and [off-ramp](/off-ramp) pages.

## A note on local rules

Stablecoin rules differ by country. The [GENIUS Act](/blog/genius-act-explained) governs US payment stablecoins and [MiCA](/blog/mica-stablecoin-rules) the EU. In countries with capital controls, local law decides whether a locally registered company may hold value in stablecoins or abroad, so check with your adviser first. Rivet is not a bank; regulated partner institutions hold client funds.

## Questions

### Can a business hold USDC in a business account?

Yes, with a provider that supports it. Most mainstream multi-currency accounts do not. Rivet lets a registered company hold, receive and send USDC and USDT next to USD, EUR and GBP balances.

### What should I check in a stablecoin business account?

That it supports both USDC and USDT, the networks your clients and suppliers use, conversion to bank money at a rate you see before confirming, payouts to bank accounts, and statements that show every on-chain transfer for your accountant.

### Are stablecoins regulated?

Increasingly. The US GENIUS Act sets rules for payment stablecoin issuers, and the EU's MiCA regulation covers issuers and service providers in the EU. Our guides to both explain what changes for companies.